Wife story: A 2BKH flat of 1,400 sq feet delivered like CTC! - 07/24

Ever since we tied the knot in 2012, my wife harbored the aspiration to own a spacious 1,400 square feet flat of 2 bedroom, hall & kitchen (standard ones are in the range of 900-1,100 sq ft in Pune city). Fast forward to 2015, I joined ZS consulting as a Business operations consultant. With our combined incomes, her steady government paycheck and my consulting CTC, it seemed to her that the stars had finally aligned for her long-cherished dream. 

Little did she know, the pain of a private employee's CTC and actual take-home pay minus cut done by esteemed finance minister (or better say Revenue minister), Nirmala Sitharaman. 😄 

Like HR offers expected salary (as CTC), I offered booking letter to my wife of the 1,400 sq feet flat in 2018, where we are staying now! 

• Built up area of the flat: 1,000 sq ft (actual carpet area is 850 sq ft)

  
  

• 1 car parking space: 200 sq ft (car parking is not part of flat area, and you can say it is like medical or insurance in CTC)

  
  

• Yet, this only totaled 1,200 sq ft. In a bid to fulfill her expectations of no less than 1,400 sq ft, like HR, I asked the builder to increase the area to 1,400 sq ft. He offered me an additional open parking of 200 sq ft. (this was like Gratuity which would come after 5 years and generally we switch before this period)

With this, the sum of actual flat area + built-up loading + covered parking space + open parking space equated to 1,400 sq ft 😂 

P.S. In the attached house warming photo from 2023, you will notice that my smile (rare photo where I have smiled) is bigger than her, and now the reason is clear! Alas, writing this story, I have reopened some old wounds of my wife and maybe taken wrath of finance minister! Anger of 2 ladies together - Amen 😥

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